Cruise Travel Insurance

WHAT IS CRUISE INSURANCE?

Cruises are becoming an increasingly popular option for a holiday. Whether venturing on the wide open seas, sailing off shore in more secluded waters or simply gliding downriver, cruises are the perfect way to experience a variety of often diverse destinations in comfortable and convenient surroundings.

Some traditional travel insurance policies exclude cover for cruise holidays, while others may offer additional cover for some specific risks like missing a port stop. While TUI travel insurance doesn’t currently provide optional cruise cover extras, our policies do protect you while on your cruise under our regular sections of cover in case anything goes wrong.

Some cruise providers do ask you to take out specific Cruise cover for your holiday, so check your trip booking documents carefully to see whether it’s required for your trip of choice.

WHY CHOOSE OUR INSURANCE?

Our insurance policy provides cover for:

Cancelling or cutting short your trip

Emergency medical and associated expenses

Loss of passport

Delayed personal possessions

Lost, stolen or damaged personal possessions

Loss of money

Personal accident cover

Missed departures

Delayed departures

Personal liability

Legal expenses

For full T&Cs see our policy documentation

YOU CAN EVEN ADD MORE COVER:

Medical condition upgrade
(may be needed to cover your pre-existing medical condition)

Winter sports cover
(for when you’re hitting the slopes)

Excess waiver upgrade
(to remove the policy excess deduction from any claim)

Sports & leisure upgrade
(for higher risk activities beyond our standard cover)

Enhanced cancellation cover
(up to either £3,000, £5,000, £7,500 or £10,000)

Enhanced personal possessions cover (up to either £2,000 or £3,000)

Frequently Asked Questions

Does regular travel insurance cover cruises?

Some traditional travel insurance policies exclude cover for cruise holidays, while others may offer additional cover for some specific risks like missing a port stop.

While TUI travel insurance doesn’t currently provide these optional cruise cover extras, our policies do provide cover under our regular sections of cover for cruise holidays in case anything goes wrong. This would include cover for a helicopter rescue off the ship in urgent medical cases.

 Some cruise providers insist you take out Cruise cover for your holiday, so check your trip booking documents carefully to see whether it’s required for your trip of choice.

How much does cruise insurance cost?

Cover for cruise travel is included as part of the TUI travel insurance policy. The cost of cover and your eligibility for it, will depend on a number of factors, such as your age, whether you have any pre-existing medical conditions and the length of your trip. 

To find out how much insurance for your cruise holiday will cost, you can get a quote today. Simply fill in your details and we’ll provide you with a quote for your trip.

Why do you need cruise travel insurance?

Though plenty of cruise holidays go without a hitch, the experience can be far from smooth sailing. You could have a virus outbreak on the ship, your luggage could go missing or you could miss your sailing because of a delayed flight. For this reason, travel insurance for your cruise can be just as important as your passport.

 Although travel insurance isn’t a legal requirement, it’s still incredibly important if you want to be covered while you’re at sea. With Cruise holiday insurance you can relax, knowing that you’ve got cover in place.

I have a pre-existing medical condition; can I still get cruise insurance?

Our policies exclude cover for claims relating to pre-existing medical conditions, unless they have been declared to and accepted in writing by our medical team. Our team will be able to advise whether or not cover can be provided for your condition. In some cases an additional medical upgrade premium may be needed.